As a private carrier, you are responsible for transporting goods in your own vehicle for your business or employer rather than hauling freight for others. Whether your operations are in construction, excavation, manufacturing, or another industry that relies on transporting materials, having the right insurance coverage is essential to protecting your trucks, drivers, and business activities.
Nevada Insurance Solutions provides tailored Private Carrier Insurance solutions designed to help safeguard your operations from the unique risks associated with business-owned freight transportation, giving you the protection you need to operate with confidence and continuity.
Private trucking insurance coverages
There are many different types of private trucking insurance coverages, including:
- Liability insurance – This mandatory insurance coverage pays for damages that you cause to other people and their property. Liability insurance coverage includes Bodily Injury Liability insurance and Property Damage Liability coverage.
- Physical Damage – Can pay for repairs to your truck if it’s damaged in an accident, whether it’s caused by a collision with another vehicle or a falling tree branch and can include Collision insurance, Comprehensive insurance, or Fire and Theft with Combined Additional Coverages.
- Medical Payments insurance – Available in select states, this first party coverage can pay medical bills for you and any passengers in your truck in case they are hurt in an accident or auto-related injury.
If you need help deciding which coverages are right for you, our licensed insurance representatives can help you build a customized policy to meet your private trucking needs.