EPLI & Workplace Liability Insurance in Las Vegas, NV
Employment Practices Liability Insurance (EPLI) helps protect businesses from the financial impact of employment-related claims and lawsuits. Everyday workplace activities such as interviewing candidates, conducting performance reviews, managing promotions, and handling employee terminations are all routine parts of running a business, but they can also create significant legal exposure.
Claims involving discrimination, wrongful termination, harassment, retaliation, or other alleged employment-related misconduct can be costly to defend and may have a serious impact on your company’s reputation and financial stability. As settlements and jury awards continue to increase, EPLI coverage provides valuable protection by helping businesses manage the legal expenses and financial risks associated with these types of claims.
A protective partnership for your employments
Solutions for complex risks
No matter how thorough and clear a company’s hiring and employment policies and practices are, lawsuits alleging workplace unfairness or other wrongful acts can still occur. Our employment practices liability insurance (EPLI) from Ironshore is designed to help protect against claims made by employees alleging wrongful termination, discrimination, sexual harassment, retaliation, and other employment-related issues.
This expansive stand–alone EPLI solution helps protect public, private, and not-for-profit companies against costs related to settlements, litigation, and damage awards.
Additional coverage highlights include:
- Capacity up to $25M on primary and excess basis
- Full entity coverage
- Coverage for more than 20 enumerated employment practices acts
- No hammer clause
- Single retention for related employment wrongful acts
- No panel counsel requirement
- Optional duty to defend
- Coverage for mental anguish and emotional distress
Expertise that delivers
There’s a wealth of experience behind every policy. Our dedicated underwriters and claims professionals team up to stay on top of current employment practices liability loss trends and risk scenarios.
With this knowledge and collaboration comes flexibility. Because we truly understand the employment practices liability environment, we’re able to tailor our solution to your company’s specific industry, risk profile, and most immediate challenges.
And we combine this expertise with a customer-centric service approach that keeps your risk-management goals top of mind. From program design to claims response, we are ready to help address your company’s needs.
Better control over claims
From the moment a claim is filed, customers can feel the difference in our approach. Our claims professionals work closely with the underwriters who develop our solutions, so they have a full picture of potential employment practices liability exposures and each customer’s operation and insurance program.
Add ongoing training, highly experienced senior claims leaders, and a culture that promotes proactive decision making, and you get professionals who are empowered to resolve claims quickly, always working to minimize litigation, control costs, and achieve better outcomes.
With our employment practice liability solutions at Nevada Insurance Solutions, customers can benefit from:
- Dedicated claims teams with in-depth experience investigating, evaluating, negotiating, and resolving employment practices liability claims
- The ability to settle claims within the retention period
- The flexibility to retain their own legal counsel or select from our roster of approved attorneys
- Risk–management services