workers compensation


Workers Compensation Insurance/Workers Comp

Workers Compensation Insurance provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. It also provides a deceased workers’ family with a financial benefit. If a worker’s family decides to sue a company, it can also help cover the related legal fees.

Preferred Medical Provider Network

Employees can tap into our nationwide network of more than one million providers experienced in treating workplace injuries.

Pay-As-You-Go Billing Solutions

Our pay-as-you-go workers’ compensation billing solution bases premium payments on actual payroll, which can help you manage cash flow.

Prescription Drug 

More than 65,000 participating pharmacies throughout the US are available to fill prescriptions, usually with no out-of-pocket expense to the injured worker.

Protecting Your Employees and Your Business

A key part of running your business is keeping employees safe at work. However, if a worker does suffer an injury, workers compensation coverage provides you and your employees with important protection, for example:

  • Medical Expenses (First Aid, Emergency Room, X-Ray)
  • Rehabilitation Expenses (Physical Therapy)
  • Lost Wages
  • Disability Lump Sum
  • Disfigurements
  • Death Benefit

Do I Need Workers Comp?

Workers comp is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work. If you choose to opt out of workers compensation insurance, it will put your business at a high risk financially and legally. There are many factors that influence the cost of a worker’s compensation quote; number of employees, number of claims, job-site risk, and more.

What Does it Cover?

Workers’ compensation insurance was created to exclusively address legitimate workplace accidents and carelessness. This insurance policy will cover incidents that occur off the employer’s premises but in the service of a job, injuries sustained while traveling for work, an employee slips on ice on the clock, injures themselves walking up the stairs, injures their back lifting a box of printer paper, and more.

What Does Workers Compensation Not Cover?

Workers’ Compensation Insurance covers job related accidents and injuries, it will generally not cover you if:

  • The injury or illness occurs while the worker is doing something illegal.
  • The employee wasn’t on the clock.
  • The worker’s behavior was in clear violation of company policy or protocol.
  • The employee was under the influence of drugs or alcohol.
  • The injury occurs after an individual is laid off or terminated
  • A worker intentionally inflicts his or her own injuries or illnesses

Nevada Insurance Solutions, A Leader in Workers Compensation

Our insurance carriers are the nation’s leading carriers of workers compensation, they have the knowledge and resources necessary to:

  • Assist injured workers in obtaining necessary medications for work-related injuries without out-of-pocket expenses
  • Deliver top claims services with consistently superior outcomes
  • Provide quality, affordable treatment for injured workers from our network of local medical providers



Frequently Asked Questions

In order to receive a worker’s compensation quote, we need the following information: Company Name, Tax Id #, Mailing Address, Physical Address, Name of Owner(s), Percentage of Ownership, Class Code, Number of Employees, Annual Payroll Amount, Business Experience, 5 Years of Loss Run Records, Name of Current Insurance Carrier, Copy of Current Policy, and Business Type. Worker’s compensation worksheets from Nevada Insurance Solutions, Inc are available. If you’re interest in receiving a workers compensation insurance quote in Nevada, email us at

You need to ask your employer if you’re included in the workers compensation insurance policy. In the State of Nevada, it is mandatory that you’re covered under your employer’s policy.

Most employees are included in the workers compensation policy. There are some exceptions to certain categories of workers, however if your business is operating with one or more employees, workers compensation insurance in required in Nevada.

If your employer does not carry a worker’s compensation policy in the State of Nevada, you might be able to sue your employer in a civil court. However, if your employer does carry a workers compensation policy and you want to make a claim against your employer for a work related injury, you must go through the workers compensation process and cannot sue them in court.