Boat & Yacht Insurance

If you are looking for boat insurance and yacht insurance or any other water-vessel insurance, we offer many insurance policies.
Boat Insurance and Yacht Insurance  – Most Popular Coverages

If you are looking for advice on what the best boat insurance and yacht insurance is for your water-vessel, please contact us for free guidance. We are here to help you!

Bodily Injury Liability

This will cover you if you are  in a boat accident and are held liable for injuring others.

Property Damage Liability

Pays to repair or replace any watercraft, object or other property you damage while boating, this includes legal expenses if you are sued.

Medical Payments

Coverage that will help pay for you and your passenger’s medical bills if you’re in an accident or someone is hurt on your boat.

Uninsured/Underinsured Watercraft

If you’re involved in accident with a boater whom has no insurance or not enough insurance, this coverage will pay for what the boater is liable for (up to your limits).

Full Replacement Cost

This coverage helps pay to return your watercraft to its pre-accident condition or better if you carry comprehensive and collision coverage.

Fuel Spill Protection

Oil spills & fuel spills that you’re legally responsible for will be covered under this coverage option.

Wreckage Removal

This will cover the cost to raise, remove and/or destroy wreckage caused by your boat or yacht sinking.

Roadside Assistance

If your tow vehicle or trailer is damaged or disabled, roadside assistance will tow you to the nearest qualified repair facility at no additional cost.

Water Sports Coverage

This will pay for injuries or damages caused from tubing, knee boarding, wake boarding and other similar activities. (Please note this does not cover parasailing, kite boarding or any other activities in which someone is pulled through the air.)

Additional Coverage

Increased Limits on Liability

This will allow you to add additional limit cost to your liability coverage.

Total Loss Replacement

The coverage will vary depending on the make/model of your boat/yacht, however, this coverage will pay you what it cost to buy a brand-new boat/yacht if you suffer from a total loss.

On-Water Towing

When your boat is disabled or broken down on the water, boat towing insurance pays for on-water towing, jump starts, and fuel delivery.

Replacement Cost Personal Effects

This coverage helps pay for the cost of personal effects if the item is incapable of being repaired; such as clothing, sunglasses, phones, etc.

Fishing Equipment

If you own expensive fishing gear, this coverage will provide you with additional cash to purchase new equipment.

Boat and Yacht Insurance Discounts
Loss-Free Renewal

Earn a discount when you go without filing a claim over a specified period of time, this will vary depending on the insurance provider you choose.

Experience

Our insurance providers will adjust the rate to reflect your boating experience.

Diesel Fuel Engine

Get a discount when you own a diesel-powered boat.

Multi-Policy

You can save money on your boat insurance when you have multiple policies with the same insurance carrier. We will set you up with a provider that offers your required coverage at the best cost.

Boating Safety Course

Complete an approved water safety course and earn savings.

Buy in Advance

Purchase your policy at least one day in advance to earn a discount.

Pay in Full

Receive more affordable boat insurance rates when you pay your premium in full.

Safety Device Discount

Earn a discount when your boat is equipped with safety devices such as, automatic fire extinguisher equipment, an alarm system, a central station monitoring system, and more.

Resources

Preparing your boat for a hurricane

Chubb Boat & Yacht coverage highlights

4 Questions To Help You Decide Whether To Fix Or Flip Your Boat

Going Into Lay-Up

Coming Out of Lay-Up

For more information about Boat/  Insurance and Yacht Insurance, call our office at (702) 330-3337, or send us an email at info@nis.vegas.

Frequently Asked Questions

Policies will vary. Talk to your agent to ensure your travel trailer, boat, and car are all properly protected.

No. In the State of Nevada, boat insurance is not a requirement. It’s not a bad idea to obtain boat insurance in case there is an unexpected accident.

At Nevada Insurance Solutions, we have access to many markets that offer various discounts on boat insurance policies. Check out the discounts listed above.

There are many factors to consider before purchasing a boat. Newer boats are generally more expensive to insure. The more years you spend without having a boating accident, the less you’ll pay for your boat insurance. For more information, please give us a call.