General Liability Insurance Coverage (GL) will help protect your business from property damage claims, bodily injury claims, and personal & advertising injuries. Additional endorsements are also available for a general liability policy as each business has unique requirements. In the event of an accident, Nevada Insurance Solutions wants our clients to be properly covered to ensure they can continue operating efficiently. Our Commercial General Liability (CGL) Insurance policies will provide coverage for customer injuries, damage to others’ property, lawsuits, medical expenses, reputational harm and more.

The Importance of General Liability Insurance

Whether you own a sole proprietorship or run a multinational business, Nevada Insurance Solutions has the expertise to protect you and your employees if you are involved in a lawsuit. From someone slipping and falling in your parking lot to injuries resulting from using your product, your general liability policy covers expenses related to out-of-court settlements, litigation, and court judgments. Your policy may include protection against lawsuits relating to:

  • Injuries on your property, such as slips or falls
  • Bodily injury or property damage to a third party caused by your work or your employee’s activities
  • Liability of others you assume under contracts
  • Bodily injury or damage to another’s property arising from a defect in your product
  • Libel, slander, or business disparagement
  • Copyright infringement in your advertisement
  • Cyber Liability (Data Breaches, Hacking Attacks, Privacy Violations)

We also provide Specialty General Liability insurance (SGL) for our clients. SGL is designed for “higher hazard” liability exposures that involve unique products, services, and premises risks. Our coverage options for SGL policies include:

  • Premises and Operations
  • Products Recalls
  • Product E & O
  • Prior Acts
  • Nose & Tail Coverage
  • Discontinued Products
  • International Exposures
  • Self-Insured Retention
  • Claims-Made Options
  • Liquor Liability

Protection Custom-Fit for Your Industry

Our knowledgeable agents here at Nevada Insurance Solutions maintain a deep understanding of your region’s business climate and your specific coverage and loss control needs. We have many different coverage options when it comes to General Liability Insurance. General Liability Insurance Policies are typically required for:

Products

• Auto and truck parts
• Beauty and cosmetics
• Boilers/HVAC
• Electrical equipment
• Fitness equipment
• Furniture
• Hand and power tools
• Industrial equipment
• Machinery
• Marine products
• Medical devices
• Overhead cranes
• Pressure vessels/tanks
• Railroad products
• Renewable energy
• Structural metals
• Valves and flanges
• Veterinary products

Premises

• Medical offices (professional)
• Movie theaters
• Office buildings
• Parking lots and garages
• Restaurant chains
• Service contractors
• Grocery stores/supermarkets
• Janitorial
• Malls/shopping centers
• Vacant buildings
• Warehouses