Commercial Auto Insurance

Commercial Auto Insurance policies are a liability and physical damage protection for vehicles, such as cars, trucks, and vans that are used for business purposes. Except for auto-related businesses and motor carrier or trucking firms, the business auto policy (BAP) addresses the needs of most commercial entities as respects to auto insurance. Other coverage is available by endorsement:

Benefit from a Full Range of Auto Coverage

If you own a local bakery with one delivery truck or a national delivery company with a large fleet, your commercial vehicles and drivers’ safety play a critical role in your company’s success. That’s why our carriers’ auto coverage and services not only minimize the financial impact of accidents but also help to prevent them. We offer comprehensive coverage for owned, leased, non-owned, and hired vehicles.

Our auto policies provide coverage for legal liability caused by an accident or physical damage resulting from collisions or other incidents. You can also select coverage to fill common gaps, such as coverage for business drivers without a personal auto insurance policy and lease gap coverage.

Commercial Auto Insurance can cover all types of commercial vehicles. Nevada Insurance Solutions works with multiple insurance carriers to provide you with multiple options. We will provide quotes for any size business seeking commercial auto insurance, from a few vehicles to a large fleet of vehicles, we can provide quotes for most industries:

Public Auto

If you are a business owner that has a company transporting people from one location to another, call us for a public auto quote. Our public auto insurance program allows us to work with clients providing the best coverage options for:

  • Church Busses
  • Charter Busses
  • Day Care Centers
  • Limousines
  • Social Service/ Non-Profits
  • Group Home Autos
  • Wilderness Expeditions
  • Passenger Vans
  • Shuttle Vehicles

Do I need Public Auto Insurance?

Public Auto Insurance can play a significant role in your business. It is important to discuss coverage options with one of our expert agents. We offer additional endorsements for public vehicles such as:

  • Liability Limits (up to $5,000,000)
  • Drive other Car
  • Hired Car and Non-Owned
  • Waiver of Subrogation
  • Additional Insured
  • State & Federal Filings
  • Audio-Visual Equipment Coverage

Reduce Your Liability on the Road

Lower the frequency and severity of losses and protect your company’s assets with the help of our risk control services such as our Decision Driving® program, which provides driver safety training for individuals who function as driving instructors or trainers within their organization.


Overview of Commercial Insurance

For more information about Commercial Auto Insurance, call our office at (702) 330-3337, or send us an email at

Frequently Asked Questions

Yes. As a delivery service/driver, it is important to ensure that your employer has a commercial auto policy that covers you. If you are on the clock, you will not be covered by your personal auto insurance policy while making deliveries.

Commercial Auto Insurance in Nevada varies on price due to a few factors that play a big role in determining a commercial auto premium. A few factors that determine premium include; driving record, number of cars, number of drivers, and more.

There are many things to consider when purchasing a commercial auto policy. If your business requires multiple lines of insurance, consider bundling your commercial auto policy into a business owners policy. Evaluate your protection and risk and increase your deductible. Have you been claim free? Ask us about the discounts we provide for being claim free.

The information we need to begin the commercial auto quoting process includes:
Basic Business Info: business location, business owner name(s), email, phone number, tax ID.
Full List of Drivers: drivers names, date of birth, driver license numbers.
Vehicle Info: vin number, year, make, model, weight.