Commercial Trucking Insurance

Coverage for Business & Commercial Autos & Fleets

Commercial Semi Truck Insurance


At Nevada Insurance Solutions, we will get to know your business so we can provide the Commercial Trucking Insurance coverage that is right for you. Whether you are an owner-operator or you manage a large fleet, we understand that every business is unique.

We provide flexible coverage and payment options, free filings, specialized heavy truck claims service, discounts, and expert support.

We insure many types of trucks and we specialize in insuring:


We offer customized commercial truck coverages

In addition to some of the common coverages shared by all commercial vehicles, we also offer Commercial trucking-specific Insurance coverages including:

Commercial Trucks We Insure

  • Tractors
  • Pickup trucks
  • Tow trucks
  • Box trucks
  • Dump trucks
  • Agricultural truck
  • Bucket truck
  • Car carrier or Rollback
  • Catering truck
  • Cement mixer
  • Delivery Van
  • Flatbed truck
  • Front Loader
  • Garbage truck
  • Ice cream truck
  • Pump truck
  • Refrigerated truck
  • Roll-on Vehicle
  • Stake body truck
  • Step Van
  • Street Sweeper
  • Tank truck
  • And Many More..

Commercial Truck insurance cost

National average monthly cost for commercial for-hire truck insurance ranged from $640 for specialty truckers to $982 for other transportation truckers. These numbers only include new policies with clean driving records for all drivers and both primary liability and physical damage coverages present.


Your rate will depend on various factors, including:

  • USDOT authority
  • Coverage requirements
  • Vehicle type
  • Cargo
  • Operating Radius
  • Driving history


Common questions

Who is insured under a commercial truck insurance policy?

The people covered under a commercial truck insurance policy can vary and are specified in the policy. Any employees that drive your trucks (in addition to yourself) are known as “permissive users,” and must be listed on your policy.


Does truck insurance cover personal use?

It depends. Coverage for the “personal use” of a commercial truck depends on whether the driver is operating under their own authority, or they’re leased to a motor carrier. If they’re operating under their own authority, they’re covered for all personal use under their policy. If they’re leased to a motor carrier, they’re usually covered for business use only, but they could get Non-Trucking Liability insurance to cover their personal use.


What is bobtail truck insurance?

Bobtail truck insurance is a coverage that protects your truck when it’s being driven without a trailer for a business purpose, like a trucker returning to their depot after dropping off a trailer.