Business Insurance Products & Services

Choose from one of the lines of business below to view policy options and benefits.

Professional Liability Insurance

Commonly known as errors & omissions (E&O), Professional Liability helps protect professional advice & service type businesses providing individuals and/or companies from bearing the full cost of defending against a negligence claim made by a client. Our professionals are well versed in the policy benefits and limitations help you or your company avoid unnecessary claims.

  • Multiple Insurance Carriers
  • Multi-policy Discounts
  • Customer Service Driven

Reducing the Cost of Error

As a property and casualty insurance agent, you offer expert advice and service to your customers to help protect their businesses. When it comes to insuring your own business, you deserve the same thoughtful level of attention.

Professional liability experts in our insurance agents errors & omissions (E&O) program will provide coverage options that meet the needs of your independent property and casualty agency.

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What Your Policy Includes

You’ll find broad definitions of the professional services covered by your policy as well as a supplemental payments section. Policy limits up to $10 million and deductibles as low as $2,500 provide affordable, comprehensive coverage, including:

  • Consent-to-settle
  • Contractual and vicarious liability
  • Data compromise (at no additional cost)
  • First dollar defense
  • Full prior acts
  • Innocent insured (for fraudulent or dishonest acts)
  • Insurance carrier insolvency
  • Insured vs. insured (for personal lines placements)
  • Personal and advertising injury for professional services
  • Punitive damages (where allowed by law)
  • Vicarious fiduciary liability

Also available:

  • Employment practices liability coverage, available by endorsement with separate limits and deductible
  • Professional services extra expense coverage

Additional coverages are available on a per carrier basis.

  • Reduced E&O deductible available on a per carrier basis.
  • Extra expense coverage for disabling events affecting you or your customers

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Companies We Represent

We represent a variety of A+ rated insurance companies.

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