RV Standard Coverage
This coverage will cover your RV for events beyond your control: theft, vandalism, fire, glass breakage, and weather-related incidents.
This coverage will repair or replace your RV if damaged in an accident with an object or another vehicle, regardless of fault. A deductible will apply.
This coverage will pay for any damages and/or injuries you cause.
If you’re hit by a motorist with no insurance or not enough insurance, this coverage can help pay for your injuries, damages to your RV, and lost wages if you can’t work.
If you’re in an accident, regardless of who is at fault, this coverage will pay for you and your passengers medical bills.
If your RV is damaged or disabled, roadside assistance will tow you to the nearest qualified repair facility at no additional cost.
Bundled with roadside assistance, trip interruption will help pay for food and/or lodging expenses if you’re stranded away from home.
Total Loss Replacement
If your motor-home is totaled in an accident, this coverage will pay for a brand new one. A deductible will apply.
Replacement Cost/ Personal Effects
This coverage helps pay for the cost of personal items in your RV if the item is incapable of being repaired; such as camera equipment, sunglasses, phones, etc.
This coverage provides liability coverage up to a specified limit if someone is hurt in or around your RV while you’re on vacation.
Full Timer’s Liability
Full timer’s liability is meant for those who use their RV as a permanent residence. You’re covered up to a specified limit if you’re liable for injuries in and around your RV.
Emergency Expense Coverage
This coverage provides cash for transportation and hotel cost plus meals if you’re on vacation and your RV is disabled.
Pet Injury Coverage
If your dog or cat is injured in an accident while riding in your RV, this coverage will help pay for their vet bills.
RV Insurance Discounts
Quote in Advance
Quote at least one day before your actual policy starts, and you’ll get a discount.
Be the original owner or a motor-home or travel trailer and collect a discount.
Pay in Full
Just pay your policy in full (all at once), and earn a discount.
If you’ve had no accidents or insurance claims within a specified period of time, you will qualify for a responsible drivers discount.
Save money by making payments on time.
Claim Free Renewal
If you have no claims in the duration of your policy, you will receive a discount when your policy renews.
Choose to receive your insurance documents via email and earn a discount.