Business Insurance Products & Services

Choose from one of the lines of business below to view policy options and benefits.

Business Owner's Policy (BOP) & Packages

Purchased by small and mid-sized businesses is the businessowners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.

  • Property insurance for buildings & contents owned by the company
  • Coverage for Business interruption
  • Liability Coverage included as package
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Tailored Solutions for Your Small or Midsize Business

You've worked hard to build your business. And whether you are the only employee or you have a growing staff, you want to make sure your company is protected. Liberty Mutual Insurance offers the coverage you need so you can focus on what matters most to you:

Business Owner's Policy:

A business owner’s policy, or BOP, combines business property and general liability insurance in one policy. A BOP is designed for smaller businesses.

Commercial Package:

A package also offers property and general liability protection, along with broader coverage options and higher policy limits. A package provides a comprehensive solution for small and midsize businesses with more complex needs that may not be eligible for BOPs.

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The Protection You Need in One Convenient Policy

Having the right insurance coverage can help safeguard your business from common risks. Protection offered through our BOP and package solutions includes:

Property:

Covers the property you own, lease or rent, from the sign on your storefront to your computer equipment and inventory. Whether a fire destroys your shop or your equipment breaks down due to a power surge, this insurance can help replace your property and cover payroll and lost income if your business is unable to operate.

General Liability:

Covers costs related to litigation and court judgments if a customer or other third party files suit against you or your employees. If a client’s car is damaged in your parking lot or a visitor slips and falls in your stairway, this coverage can help protect your business’s finances and reputation. You can also add data theft and cyber coverage to help your business recover if systems and/or customer information are exposed.

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Companies We Represent

We represent a variety of A+ rated insurance companies.